Compulsory insurance of disability as a result of personal accidents and occupational diseases is a type of insurance stipulating the payment of insurance benefit in due with death, disability of the insured persons as a result of industrial accidents and occupational diseases.

Insurance rates in respect of this type are stipulated by the Law and depend on the categories of the business activity of the Insured and the occupational risk level of the each employee which is defined by the executive body.

For this type of insurance, the rule of defining the sum insured on compulsory insurance contract is fixed by due executive body.